I'm Goin' Down.

REVISED January 13th, 2008---- 6:00 PM ET
Lock Period = 30 Days

C O N F O R M I N G L O A N S (loans less than or equal to $417,000)
30 YEAR FIXED ---------------------------- 4.875%, No Points
30 YEAR FIXED INTEREST ONLY--- 5.500%, No Points

15 YEAR FIXED----------------------------- 4.625%, No Points

5 / 1 ARM------------------------------------- 5.125%, No Points

7/1 ARM ------------------------------------- 5.375%, No Points

Add .125% to Rate or .500 To Points For Loans <$80,000 or If Waiving Escrows Investment Properties --- ** Add 1.75 points (if 25% down)**
There may be a rate increase for cash-out refinance transactions over 70% Loan to Value

EXPANDED C O N F O R M I N G FIXED RATE LOANS (loans greater than $417,000, but less than $625,500)
30 YEAR FIXED ------------------------- 5.125%, No Points

** Loan amount restrictions based on county.

NON-CONFORMING L O A N S (30 year fixed greater than expanded conforming, every other program greater than $417,000)
30 YEAR FIXED--------------------------- 5.75% No Points
30 YEAR FIXED INTEREST ONLY-- 6.000%, No Points
15 YEAR FIXED--------------------------- 5.375% No Points
5 / 1 ARM-------------------------------------5.125%, No Points

7/1 ARM -------------------------------------- 5.375%, No Points

** All non-conforming loans need to be discussed in detail

Total Fees Charged By Pinnacle Mortgage, Inc.
$350.00 -- Application Fee (Includes Appraisal, Lock-in, Credit, Flood &
Processing)
$395.00 -- Commitment Fee (Wiring Funds, Attorney Review & Preparation)

Michael Mundy Pinnacle Mortgage, Inc. Mobile -- (973) 985-9948

You used to love to drive me wild, yeah
But lately girl you get your kicks from just dragging me down

I'm goin' down down down down
I'm goin' down down down down



Hoboken Real Estate
Hudson St Condos
Available 16
TEA Bldg 8 of 16
Information deemed reliable but not guaranteed